Buying a Home?

Mortgage-ready from day one.

Your Advantage in a Competitive Market

Seamless Mortgage Integration: Experience a frictionless move from pre-approval to closing since Xact Mortgage partners with the best in the industry.
Get Conditionally Approved Upfront: Avoid the guesswork, know the terms and numbers.
Skilled Negotiation & Guidance: Finding you the best terms and savings for your situation.
Virtual & On-Demand: We are here to show the value and the numbers whenever you are.
The Xact Mortgage Buyer Portal: Stay organized with a secure digital dashboard where you can track the status and condition of your home loan.

Apply Today!

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Here's what people are saying!

★ ★ ★ ★ ★

We worked with Xact Agency to buy our first home. We felt comfortable working with them. They were very helpful and knowledgeable. We highly recommend them!

Joana Carroll

★ ★ ★ ★ ★

Working with Brian and Nancy was truly a game-changer for our home-buying process. Their combined expertise in real estate and mortgage services made the entire journey incredibly seamless and stress-free. They were responsive, knowledgeable, and fantastic negotiators. The communication between them and us was flawless, which meant less back-and-forth. I recommend them for your real estate or mortgage needs.

Sonia Garcia

★ ★ ★ ★ ★

My husband and I are so grateful for everything Nancy and Brian have done in helping us sell our home. From day one, they both brought a level of professionalism, warmth, and dedication that truly set them apart.They were there every step of the way, answering every question, calming every concern, and making sure no detail was overlooked. It was so clear that they genuinely cared, not just about the sale, but about us. We are so thankful for their tireless work, honesty, and care. We are so grateful to have had them by our side during this transition. We highly recommend Xact Agency for any of your real estate needs!!

Brenda C.

Xact Mortgage is a division of Xact Agency a corporation . DRE License #02154738 and NMLS ID #2485154. We are licensed to do business in the State of California.